# 萬事達卡正在擴展其結算網絡以支持受監管的穩定幣。

*fintech · news · 2026-06-03 · CoinDesk*

## Key points

- 萬事達卡將新增使用受監管穩定幣如USDC、PYUSD和RLUSD的鏈上結算。
- 結算選項將包括日內、週末、假日及全天候24/7的鏈上結算，並與法幣系統並行。
- 支持的穩定幣將跨多個區塊鏈網絡運作，包括以太坊、Solana、Polygon、Base、Arbitrum和XRPL。
- 金融機構如Cross River、CBW Bank、Lead Bank、ARQ和Nuvei將在美國及拉丁美洲率先採用。
- 萬事達卡此舉旨在將全球結算基礎設施轉向全天候及即時流動性模式。

Mastercard is expanding its settlement network to support regulated stablecoins, a move that could help bring blockchain-based payments deeper into the plumbing of the global financial system. The company said Wednesday it plans to offer issuers and acquirers additional settlement options, including intraday, weekend and holiday settlement as well as on-chain settlement using regulated stablecoins. The new capabilities will operate alongside existing fiat settlement processes and are designed to give financial institutions more flexibility in managing liquidity. Mastercard will initially support settlement using Circle's USDC, Paxos-issued PYUSD, USDG and USDP, Ripple's RLUSD and SoFiUSD. The stablecoins will be available across blockchain networks including Ethereum (ETH), Solana (SOL), Polygon (POL), Base, Arbitrum (ARB) and XRPL. While the announcement may appear technical, it reflects a broader shift underway in financial markets. Traditionally, card transactions are authorized instantly, but settlement between banks and payment providers often occurs later in batches and is limited by banking hours. Mastercard's new framework moves the network closer to an always-on model where value can be transferred and settled around the clock. "The next phase of stablecoin adoption is about real-world utility, especially in settlement, where timing and liquidity matter most," Raj Dhamodharan, Mastercard's executive vice president of blockchain and digital assets, said in a statement. The significance extends beyond payments. Stablecoins have long been used primarily for crypto trading, but banks, payment firms and asset managers are increasingly viewing them as settlement assets that can move money instantly across borders and outside traditional banking schedules. The rollout comes as competition intensifies among payment networks and financial institutions seeking to modernize settlement infrastructure. Circle, Ripple, Paxos and other stablecoin issuers have increasingly positioned their products as alternatives to legacy correspondent banking rails for cross-border payments and treasury operations. Several financial institutions, including Cross River, Lead Bank, CBW Bank, ARQ and Nuvei, are expected to be among the first participants supporting stablecoin settlement in the U.S. and Latin America.

**Companies:** Mastercard, Circle, Ripple, Paxos, SoFi, Cross River, Lead Bank, CBW Bank, ARQ, Nuvei
**Countries:** United States, Latin America

[Read the full story on CoinDesk](https://www.coindesk.com/markets/2026/06/03/mastercard-expands-on-chain-settlement-in-bet-on-stablecoins-and-always-on-finance)

---

Canonical: https://newsio.io/zh-TW/n/dc0c2036-c045-4f84-acd1-3e0d824d38f1/
Summarized by Newsio from CoinDesk. https://newsio.io/how-it-works