# 美國參議院銀行委員會推進了一項重要的數位資產立法。

*fintech · news · 2026-05-15 · Outlook Money*

## Key points

- CLARITY法案以15比9的兩黨票數通過參議院銀行委員會。
- 該提案優先考量消費者保護、維持美國創新及數位資產的國家安全。
- 明確規定強化反洗錢及執法條款，以應對詐欺和濫用行為。
- 若取得60票多數支持，立法者可能在八月前加速參議院全院投票。

The US Senate Banking Committee has advanced a major digital asset legislation after a detailed discussion among members. The shift marks an important step toward creating a clearer regulatory framework for the crypto market. The CLARITY Act is a US legislative bill designed to establish a clear regulatory framework for virtual assets and define how cryptocurrencies are regulated in the United States. US Crypto Bill Clears Key Senate Committee Stage The bill saw approval in the Senate Banking Committee with a 15–9 vote, reflecting support from both Republican members and a small group of Democrats. After nearly a year of bipartisan talks, Republicans and Democrats reached an agreement to advance the legislation. “We had a serious debate, worked through real differences, and came together around a shared goal: protecting consumers, supporting innovation, and keeping the future of finance in America. This legislation brings digital assets into the sunlight with clear rules, stronger safeguards, and better tools to stop bad actors,” said Senate Banking Committee Chairman Tim Scott. Tim Scott said that for years, the digital asset space was stuck in a regulatory grey zone, creating uncertainty for developers, investors, and businesses. He said the bill focuses on three main goals: protecting consumers, keeping innovation in the US, and safeguarding national security. He added that it brings digital assets out of the shadows into a clearer system that is safer, fairer, and more transparent. It also focuses on enhancing safeguards against fraud and misuse, along with stronger anti-money laundering and enforcement tools for regulators. The bill now moves to the full Senate for further debate and consideration. In July 2025, the legislation was passed in the House with a vote of 294–134, clearing it with strong support from lawmakers. Cody Carbone, who heads the Digital Chamber, said, according to CoinDesk, that any agreement on the ethics provision would likely be completed before the bill reaches a Senate floor vote. He noted that lawmakers would probably only bring the bill forward if they are confident of securing the 60-vote threshold needed for passage. He added that the vote may need to take place by August. Crypto Markets React Positively After US Senate CLARITY Vote Bitcoin surged to around $82,005.96 following the US CLARITY vote, before easing back to nearly $81,000 in morning trade. Ethereum held near the $2,300 level during the same period. Meanwhile, major altcoins, including Binance Coin and XRP, saw gains of around 2 per cent in the last few hours, with Binance Coin trading near $684.15 and XRP around $1.46.

**Companies:** Binance
**Countries:** United States

[Read the full story on Outlook Money](https://www.outlookmoney.com/invest/us-senate-committee-advances-clarity-act-on-crypto-regulation)

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