# 基於 UPI 的金融科技公司 Kiwi 在其 B 輪融資中籌集了 2400 萬美元。

*fintech · news · 2025-08-25 · The Hindu Business Line*

## Key points

- Kiwi 在 Vertex Ventures 東南亞及印度領投的 B 輪融資中籌集了 ₹208 億盧比（2400 萬美元）。
- Kiwi 計劃在本財政年度內再引入兩家大型銀行合作夥伴。
- Kiwi 已發行 20 萬張 RuPay 信用卡，並處理每月 500 萬筆交易。
- Kiwi 目標在未來兩年內發行 100 萬張 RuPay 信用卡。

Credit on UPI fintech Kiwi has raised ₹208 Crore ($24 million) in its Series B funding round, led by Vertex Ventures South East Asia & India, with participation from Nexus Venture Partners, Stellaris Venture Partners, and Omidyar Network. The fresh capital will be deployed to accelerate Kiwi’s growth journey, advance its product roadmap, and sharpen its focus on building sustainable unit economics. Founded by Siddharth Mehta, Mohit Bedi and Anup Agrawal, Kiwi since its launch in 2023, has issued 2 Lakh RuPay Credit Cards and over 5 million merchant transactions are being processed monthly across 600 cities in India. The company has partnered with YES bank and AU Bank and plans to onboard two more large banking partners within this financial year. Over the next two years, Kiwi aims to issue 1 million RuPay credit cards, reinforcing its position as a leader in the fast-growing Credit-on-UPI segment. Anup Agrawal, Cofounder and CEO of Kiwi, said: “As credit on UPI gains momentum, our vision is clear - we want Kiwi to be the go-to-platform for users by delivering an unmatched experience across onboarding, payment convenience, and rewards. The fresh capital will enable us to double down on this commitment, supported by robust product innovations. In the long-term, we want to be at the forefront of shaping the ‘Credit-on-UPI’ category impacting the lives of millions in every corner of India.” Kanika Mayar, Partner, Vertex Ventures SEA and India added: “We believe Credit Card on UPI is a unique product marrying UPI’s deep penetration with India’s growing demand for card and credit products. We are excited by the team’s vision and execution and believe they are strongly positioned to grow into one of the leading players driving credit cards adoption in India.” India today has over 350 million unique UPI users, nearly 8–10x the number of credit card users, and the acceptance network for Credit-on-UPI is estimated to be 35 times larger than that of traditional credit cards. Published on August 25, 2025

**Companies:** YES Bank, AU Bank
**Countries:** India

[Read the full story on The Hindu Business Line](https://www.thehindubusinessline.com/markets/fintech-startup-kiwi-raises-208-crore-in-series-b-funding-led-by-vertex-ventures/article69974375.ece)

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