# 英國的 Revolut 新設美國銀行預計將提供 FDIC 保險產品。

*fintech · news · 2026-06-03 · Reuters*

## Key points

- Revolut 的美國銀行將提供 FDIC 保險的高收益投資及支票帳戶。
- Revolut 的美國銀行計劃向客戶提供穩定幣及多幣種存款服務。
- 美國銀行總部將設於康乃狄克州斯坦福，並在紐約設有辦公室。
- Revolut 將無實體銀行分行，依靠自動提款機網絡提供服務。

NEW YORK, June 3 (Reuters) - Britain's Revolut new bank in the U.S. is expected to offer FDIC-insured products ​such as high-yield investment and checking accounts, according ‌to Cetin Duransoy, the recently appointed U.S. CEO. U.S. clients will also have access to stablecoins, deposits in different currencies and trading in stocks or ​crypto currencies. The fintech firm applied for a U.S. ​national bank charter in March. Sign up here. Duransoy expects Revolut to ⁠start operating its U.S. bank next year, with headquarters ​in Stamford, Connecticut, and an office in New York, he told ​Reuters in an interview on Tuesday. Revolut has 75 million clients globally, of which 1 million are U.S.-based. Most of them knew ​the fintech from experiences in other countries, either in ​Europe, Latin America or Asia. The first target will be clients with international ‌needs, ⁠as the app offers services in more than 30 currencies. "We'll begin by focusing on business and retail customers that need multiple currencies, such as dollars, rupees or ​Latin American currencies", ​Duransoy added. Clients ⁠will have access to ATM networks, but the bank will not have any branches. ​Revolut reported 4.5 billion pounds ($6 billion) in revenue ​and ⁠1.3 billion pounds ($1.75 billion) in net profit last year. The company is still private and was valued at $75 billion ⁠in ​its latest funding round. CEO Nik ​Storonsky has publicly said Revolut will not seek to list its shares before ​2028. ($1 = 0.7428 pounds) Reporting by Tatiana Bautzer; Editing by Ronojoy Mazumdar

**Companies:** Revolut
**Countries:** United Kingdom, United States

[Read the full story on Reuters](https://www.reuters.com/business/finance/revoluts-us-bank-aims-offer-fdic-insured-products-stablecoin-2026-06-03/)

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