# Punjab National Bank終止Mastercard白金借記卡的免費貴賓室使用權。

*fintech · news · 2026-06-04 · CNBC TV18*

## Key points

- Punjab National Bank將於2026年6月1日起終止Mastercard白金借記卡的免費貴賓室使用權。
- 多家銀行的RuPay白金借記卡持卡人因NPCI指令，自2024年4月1日起失去貴賓室使用權。
- RuPay Select借記卡現在要求最低季度消費額，例如₹5,000，才能符合貴賓室使用資格。
- Axis Bank自4月12日起取消Airtel Axis Bank信用卡的免費貴賓室訪問，並調整其獎勵計畫。

Punjab National Bank ends complimentary lounge access on Mastercard Platinum Debit Cards, reflecting wider changes to bank lounge benefit programmes. By Anshul Punjab National Bank (PNB) has discontinued complimentary lounge access benefits on its Mastercard Platinum Debit Cards with effect from June 1, according to a customer communication issued by the bank. "All complimentary lounge access facilities on PNB MasterCard Platinum Debit Cards will be discontinued from 01-06-2026," the bank said in a notice to customers. The move comes as banks across India continue to trim or redesign airport lounge access programmes, a benefit that had become popular among debit and credit card users. In April, several lenders revised lounge access benefits following changes in card network programmes. Complimentary lounge access on a number of RuPay Platinum debit cards was withdrawn after the National Payments Corporation of India (NPCI) directed banks to discontinue the facility from April 1. As a result, banks including PNB, HDFC Bank, Punjab & Sind Bank and ESAF Small Finance Bank informed customers that complimentary lounge access on their RuPay Platinum debit cards would no longer be available. At the same time, access on RuPay Select debit cards was moved to a spend-based model. Under the revised framework, cardholders are required to meet minimum spending thresholds set by their respective banks in a previous quarter to qualify for complimentary lounge visits in the subsequent period. PNB, for instance, had said RuPay Select debit cardholders would need to spend at least ₹5,000 through point-of-sale or e-commerce transactions in a quarter to become eligible for domestic airport lounge access in the following quarter. Banks have also been revisiting lounge benefits on the credit card side. Axis Bank, for example, announced the withdrawal of complimentary domestic airport lounge visits on the Airtel Axis Bank Credit Card from April 12, as part of a broader revision of the card's rewards programme. Industry experts attribute the changes to rising lounge usage and the increasing costs borne by banks and card issuers. Over the past few years, several lenders have shifted from unconditional access to spend-linked eligibility norms to limit the benefit to active customers.

**Companies:** Punjab National Bank, HDFC Bank, Axis Bank, Punjab & Sind Bank, ESAF Small Finance Bank
**Countries:** India

[Read the full story on CNBC TV18](https://www.cnbctv18.com/personal-finance/pnb-discontinues-lounge-access-mastercard-platinum-debit-cards-ws-el-19919178.htm)

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