# 授權交易銀行現在可在遵守合規保障的前提下，無需事先獲得印度儲備銀行批准即可與數位匯款平台合作。

*fintech · news · 2026-05-13 · Business Standard*

## Key points

- 印度儲備銀行不再要求授權交易銀行與數位匯款平台合作前須事先獲批。
- 授權交易銀行現在可通過第三方數位渠道處理對外匯款，無需印度儲備銀行預先批准。
- 印度儲備銀行在新框架下禁止通過印度境內第三方帳戶轉接匯款人資金。
- 銀行仍須負責合規，包括客戶身份驗證、消費者保護及網路安全保障。
- 新規定要求明確披露匯率、費用、時間表及受益人入帳情況。

Authorised Dealer banks can now partner with digital remittance platforms without prior RBI approval, subject to compliance safeguards In addition, the RBI barred the routing of remitter funds through third-party accounts in India Aathira Varier Listen to This Article The Reserve Bank of India (RBI) on Wednesday removed the requirement for prior approval for tie-up arrangements between Authorised Dealer (AD) Category-I banks and non-bank entities offering outward remittance services through digital platforms. Under the revised framework, AD banks can facilitate cross-border outward remittances for non-trade current account transactions through third-party websites, mobile applications, and software interfaces without seeking prior clearance from the RBI. The central bank, however, said AD banks will remain fully responsible for compliance with Foreign Exchange Management Act (FEMA) provisions, know-your-customer (KYC) norms, customer protection standards, grievance redressal, cybersecurity safeguards, and protection of remitter funds. The framework also requires banks and partner entities to provide clear disclosures on exchange rates, charges, timelines for transfers, and beneficiary credits. In addition, the RBI barred the routing of remitter funds through third-party accounts in India. Don't miss the most important news and views of the day. Get them on our Telegram channel First Published: May 13 2026 | 9:56 PM IST

**Countries:** India

[Read the full story on Business Standard](https://www.business-standard.com/economy/news/rbi-relaxes-approval-norms-for-banks-outward-remittance-tie-ups-126051301711_1.html)

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