# 金融科技公司 Stori 向許多沒有銀行帳戶的墨西哥人提供貸款。

*fintech · news · 2022-07-14 · Reuters*

## Key points

- Stori 在完成 1.5 億美元 C 輪融資後，估值達到 12 億美元，成為獨角獸。
- 該輪融資除了股權投資外，還包含 1 億美元的債務融資。
- Stori 接受 99% 的申請者，並在 10 分鐘內完成信用卡審核。
- Stori 計劃在 2023 年擴展至墨西哥以外的其他拉丁美洲國家。

Stori funders Sherman He, Marlene Garayzar, Bin Chen, GY Liu and Nick Chen pose for a photo in Mexico City, Mexico, in this handout distributed to Reuters on July 14, 2022. Stori/Handout via REUTERS MEXICO CITY, July 15 (Reuters) - Fintech Stori, which lends to many Mexicans who do not have bank accounts, became the second Mexican start-up in 2022 to achieve a valuation of more than $1 billion, giving it "unicorn" status, after a $150 million series C funding round, the company said on Friday. Stori reached a valuation of $1.2 billion with the round, led by BAI Capital, Singapore's GIC and GGV Capital. Lightspeed Venture Partners, General Catalyst, Vision Plus Capital, Goodwater Capital and Tresalia Capital also participated. The fintech, the second to reach unicorn status this year after logistics startup Nowports in May, also raised a round of $100 million of debt. read more Register now for FREE unlimited access to Reuters.com Register "The funding will be used to reach more users of our credit card product in Mexico and expand our portfolio with financial education services," Marlene Garayzar, Stori's co-founder and first Mexican female leader of a unicorn, told Reuters. She said credit card penetration in Mexico was about 12% when Stori began studying the market. The start-up offers loans in a country where only 31% of the population have some type of credit, while most Mexicans with credit cards still tend to use charge cards provided by retailers, according to the country's statistics agency. "We talked to potential customers to see what they needed and most of them said access to credit, not just a card, since they wanted a way to start building their credit history and get access to credits in the market," she said. Stori, which provides loans of as little as 500 Mexican pesos ($24), accepts 99% of its applicants, trying to approve card requests within 10 minutes. Garayzar said the firm, which has more than 1.4 million clients in Mexico, aims to reach 2 million by 2023. It also plans to expand elsewhere in Latin America next year, she said, without specifying which countries. ($1 = 20.8240 Mexican pesos) Register now for FREE unlimited access to Reuters.com Register Reporting by Valentine Hilaire; Editing by Christian Plumb and Edmund Blair Our Standards: The Thomson Reuters Trust Principles.

**Companies:** BAI Capital, GIC, GGV Capital, Lightspeed Venture Partners, General Catalyst, Vision Plus Capital, Goodwater Capital, Tresalia Capital
**Countries:** Mexico, Singapore

[Read the full story on Reuters](https://www.reuters.com/technology/mexican-fintech-stori-hits-unicorn-status-after-150-million-round-2022-07-15/)

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