# KreditBee 完成 2.8 億美元融資，估值達 15 億美元，成為獨角獸。

*fintech · news · 2026-04-08 · Outlook Business*

## Key points

- KreditBee 在 E 輪融資中籌集 2.8 億美元，估值達 15 億美元。
- 其中 2.2 億美元為業務成長的主要資金；6,000 萬美元為次級資金。
- KreditBee 將在完成其科技與非銀行金融公司實體合併後啟動 IPO 流程。
- 公司目前提供有擔保貸款，運營 50 個銷售辦公室，並推出自有 UPI 應用程式。
- KreditBee 報告 2025 年 12 月止季度營收為 ₹805 億盧比，淨利為 ₹137 億盧比。

Digital lending start-up KreditBee has closed a $280 million funding round, elevating it to unicorn status with a post-money valuation of $1.5 billion. The Series E round marks the company’s final private fundraising ahead of a planned initial public offering (IPO), co-founder Madhusudan Ekambaram said, as KreditBee prepares to begin the listing process after securing final regulatory approval. The round includes $220 million in primary capital, which will be deployed into the business, and $60 million in secondary capital, which went to existing shareholders partially exiting their stakes. The fundraise was led by Motilal Oswal Alternates, Hornbill Capital, and Dragon Funds, with participation from WhiteOak Capital, A.P. Moller Holding, and existing investors including Premji Invest and Advent International. Ekambaram said the company expects the merger of its technology and NBFC entities to be completed within the next two to three months, following which it plans to formally launch its IPO. KreditBee’s move comes as several digital lending peers, including Fibe, Moneyview, and Kissht, are also preparing to tap public markets. Founded in 2016 by Ekambaram, Karthikeyan Krishnaswamy, and Vivek Veda, KreditBee initially focused on unsecured consumer lending but has since evolved into a full-stack lending platform. Through its NBFC arm, Krazybee Services, it now offers secured products such as loans against property, small business lending, and two-wheeler loans, and has also launched its own UPI application. The company operates around 50 sales offices, primarily focused on secured credit offerings. KreditBee reported operating revenue of ₹805 crore and a net profit of ₹137 crore for the quarter ended December 2025. It closed FY25–26 with total disbursals of ₹30,000 crore and assets under management of ₹15,000 crore. The latest round represents a significant jump from January 2023, when the company raised around $200 million at a valuation of $680 million. With approximately $642 million raised since inception, KreditBee now ranks among the most valuable Indian fintech startups heading toward the public markets.

**Companies:** Motilal Oswal Alternates, Hornbill Capital, Dragon Funds, WhiteOak Capital, A.P. Moller Holding, Premji Invest, Advent International, KreditBee
**Countries:** India

[Read the full story on Outlook Business](https://www.outlookbusiness.com/corporate/kreditbee-joins-unicorn-club-hits-15bn-valuation-with-pre-ipo-funding)

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