# IndiaLends 由 Gaurav Chopra 與 Mayank Kacchwaa 於 2015 年創立，為一個數位信用市場平台。

*fintech, genai · news · 2026-05-08 · Outlook Business*

## Key points

- Freo 已收購 IndiaLends 100% 股權，IndiaLends 將繼續作為獨立實體運營。
- 此次收購使 Freo 的總用戶觸及數超過 5,000 萬。
- Freo 的營收從 2021 財年的 ₹78.6 億增長至 2025 財年的 ₹116.8 億。
- 同期內，Freo 將虧損從 ₹38.8 億減少至 ₹8.8 億。

Digital banking platform Freo has acquired a 100% stake in credit marketplace IndiaLends, which will continue to operate as a separate entity under the digital banking platform, The Economic Times reported. However, the acquisition amount was not disclosed. IndiaLends was founded in 2015 by Gaurav Chopra and Mayank Kacchwaa as a digital credit marketplace. The platform helps individuals access personal loans, credit cards, and credit-building tools tailored to their financial profiles. The platforms that win the next decade will combine the right licences, the right distribution, profitable discipline, and AI embedded across the stack. With IndiaLends, Freo now has all four at scale.” “We have already been doing business for the last 2–3 years because we are also listed on their platform as a lending partner. Of course, there will be synergies because we are targeting the same customer segment,” ET reported, citing Freo cofounder Anuj Kacker. Financial Positions IndiaLends catered to more than 2.5 crore users and had raised $5.1 million in its Series A funding round from ACP Partners and DSG Consumer Partners in 2021. Following the acquisition, Freo will be able to provide services to over 50 million users, according to a company statement. Over the years, Freo’s revenue has steadily grown to ₹116.8 crore in FY25 from ₹78.6 crore in FY21, according to the ET report citing Tracxn data. The company also reduced its losses to ₹8.8 crore from ₹38.8 crore during the same period.

**Companies:** Freo, IndiaLends
**Countries:** India

[Read the full story on Outlook Business](https://www.outlookbusiness.com/corporate/freo-bets-big-on-ai-and-lending-with-indialends-acquisition)

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