# VersaBank 第二季淨利達 750 萬加幣（540 萬美元），每股盈餘 0.23 加幣。

*fintech · news · 2026-06-03 · MarketScreener*

## Key points

- VersaBank 因美國註冊地遷移產生 450 萬加幣的非利息費用。
- 該行向美國證券交易委員會提交了企業重組的註冊聲明。
- 退出明尼蘇達州 Holdingford 唯一零售分行導致 220 萬加幣的資產減損。
- 調整後每股盈餘為 0.39 加幣，超出分析師預期的 0.35 加幣。

By Robb M. Stewart VersaBank's earnings were dented in the latest quarter by costs tied to the digital bank's efforts to shift to the U.S., even as revenue climbed to a record on the back of continued growth in credit assets. The Canadian bank, which runs a branchless business-to-business model, recorded second-quarter net income of 7.5 million Canadian dollars (US$5.4 million), or C$0.23 a share, down from C$8.5 million, or C$0.26, a year earlier. On an adjusted basis, per-share earnings climbed to C$0.39 for the three months to April 30. Analysts polled by FactSet were expecting C$0.35 a share for the quarter. VersaBank recently sold its only retail branch. The exit from the site in Holdingford, Minn., resulted in a one-time write-down of C$2.2 million. The bank's latest quarter also included non-interest expenses of C$4.5 million related to its efforts to restablish its domicile in the U.S. That effort took a step forward with the filing Wednesday of a registration statement with the U.S. Securities and Exchange Commission for a proposed realignment of its corporate structure to a standard U.S. bank framework. The reorganization would see the creation of Versa Bancorp in Delaware, which would become the holding company of VersaBank and its VersaBank USA National Association arm. VersaBank's quarterly revenue rose 27% year-over-year to C$38.3 million. Net interest income was up 27% at C$35.7 million, while non-interest income rose 24% to C$2.6 million. The bank's provision for credit losses fell to C$428,000 for the latest period, from C$889,000 a year prior. The second quarter saw the VersaBank achieve new records for credit assets, revenue, net interest income and book value, driven by momentum in the ramp-up of the structured receivable program portfolio in the U.S. alongside better-than-expected growth in Canada, said founder and President David Taylor. The bank also said it expects the planned reorganization will lift shareholder value, mitigate risk and reduce corporate costs over the long term. Write to Robb M. Stewart at robb.stewart@wsj.com (END) Dow Jones Newswires 06-03-26 0752ET

**Companies:** VersaBank
**Countries:** Canada, United States

[Read the full story on MarketScreener](https://www.marketscreener.com/news/versabank-revenue-hits-record-high-earnings-squeezed-by-reorganization-costs-ce7f5ddfdc8cf023)

---

Canonical: https://newsio.io/zh-TW/n/6cb60447-dd29-457e-b031-f921113fcc8f/versabank-750-540-0-23-holdingford
Summarized by Newsio from MarketScreener. https://newsio.io/how-it-works