# 戴蒙表示，這項白宮優先推動的法案充滿問題。

*fintech · news · 2026-05-29 · POLITICO*

## Key points

- 先前與銀行立場一致的參議員現在開始忽視他們對加密貨幣相關法案的擔憂。
- 銀行內部出現裂痕，有些對加密收益產品的反對態度較為緩和。
- 摩根大通及其他銀行仍團結反對目前版本的法案。
- Coinbase在參議院法案談判持續進行時，宣布推出一款支付收益的存款產品。
- 由於多項立法問題尚未解決，參議院尚無定案投票時間表。

Senators once seen as sympathetic to bank priorities brushed off their complaints, raising broader worries that traditional finance has lost its sway in Washington. The crypto industry has meanwhile spent massive amounts in political campaigns and lobbied aggressively to gain support for its policy agenda. Dimon said the bill, which has been a priority for the White House, is riddled with issues, and will be fought when it comes to the Senate floor. “It allows them to effectively pay interest on deposits, stablecoins or something like that, without the protection they should have. And it does not do anything for AML/BSA,” he said, referring to compliance with anti-money laundering and Bank Secrecy Act rules. As the bill came closer to a vote in the Senate Banking Committee in May, internal rifts between the banks started to emerge. Large depositors, such as JPMorgan Chase, remained strongly opposed. Other banks, which draw more of their revenue from activities like trading and are less threatened by competition from crypto platforms, were more willing to overlook the yield issue, according to industry insiders. Dimon emphasized that all the banks are united in fighting the legislation in its current form. “The banks will not accept it that way,” Dimon said. “The ABA [American Bankers Association], the small banks, the credit unions. It’s not just the big guys.” Earlier in the week, Armstrong posted on X that Coinbase will offer a product that pays yield on deposits. Dimon was incensed at the “audacity” of Armstrong’s company to offer a yield-bearing product amid the ongoing negotiations, said a person familiar with Dimon’s thinking, who was granted anonymity to discuss private conversations. The Senate has not indicated a timeline for putting the bill up for a floor vote. A number of other issues remain unresolved in the legislation. Dimon did acknowledge that victory was not guaranteed. “We’ll fight it. If we lose, we lose. We’ll live,” he said. JPMorgan Chase declined to offer additional comments. “At the end of the day, we all share the same goal: improving the financial lives of Americans. Millions of Americans believe this includes preserving rewards programs and passing clear rules that protect consumers while keeping America at the forefront of financial innovation. It’s time for the Senate to bring the CLARITY Act to the floor,” said Coinbase Chief Policy Officer Faryar Shirzad, when asked about Dimon’s comments.

**Companies:** JPMorgan Chase
**Countries:** United States

[Read the full story on POLITICO](https://www.politico.com/news/2026/05/29/dimon-jpmorgan-crypto-banks-coinbase-armstrong-00942998)

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