# 美國總統川普週二簽署行政命令，指示監管機構採取措施促進金融科技創新。

*fintech · news · 2026-05-20 · Benzinga*

## Key points

- 川普總統簽署行政命令，指示監管機構促進金融科技創新並審查聯準會支付存取權。
- 聯準會必須評估允許未受保險的存款機構及非銀行金融科技公司存取支付帳戶及服務的可行性。
- 監管機構需報告法律權限、風險狀況及擴展聯準會存取權的障礙。
- Kraken成為美國史上首家獲得Fedmaster帳戶以直接存取Fedwire的加密貨幣公司。

President Donald Trump signed an Executive Order on Tuesday directing regulators to take measures to promote fintech innovation, including an assessment of extending access to Federal Reserve payment rails. Regulators Instructed To Do Away With ‘Outdated’ Laws The Executive Order specifically instructed the Fed to evaluate the potential for uninsured depositories and non-bank fintechs to access Fed payment accounts and services. The Order also asked a report on the Fed’s “legal authorities” to extend such access, expansion options subject to risk management requirements, and any “impediments” that hinder direct access. The Order noted that fintech firms help provide” low-cost and efficient access” to financial markets, creating economic opportunities for all Americans. “The Federal government must update its outdated regulations to allow integration of digital assets and other novel financial technology into traditional financial services and payment systems,” the Order read. What’s There For Crypto Companies? The move comes as debate intensifies about giving cryptocurrency companies direct access to the Fed's payment network. Earlier this March, Kraken became the first cryptocurrency firm in U.S. history to obtain a Fedmaster account, granting it direct connectivity to Fedwire — the central payment system used by thousands of American banks and credit unions. Disclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors. Image via Shutterstock/ noamgalai

**Countries:** United States

[Read the full story on Benzinga](https://www.benzinga.com/crypto/cryptocurrency/26/05/52681843/trump-executive-order-fed-fintech-payment-accounts-crypto)

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