# 銀行團體說服聯邦法官暫時阻止美國消費者金融保護局規則的執行。

*fintech · news · 2025-10-29 · Reuters*

## Key points

- 聯邦法官已暫時阻止執行消費者金融保護局的消費者數據存取規則。
- 該規則允許消費者免費存取並分享其金融數據於各種產品間。
- 此暫時阻擋是在產業訴訟之後，且正值消費者金融保護局領導層變動期間。
- 禁令將持續至消費者金融保護局在新領導下完成新的規則制定程序。

Oct 29 (Reuters) - A coalition of banking groups has convinced a federal judge to temporarily block enforcement of a U.S. Consumer Financial Protection Bureau rule aimed at making it easier for consumers to switch financial-service providers. Sign up here. Reeves halted the rule while the consumer bureau, which is under new leadership in Republican President Donald Trump’s administration, undertakes a new rulemaking process. The move to revise the rule comes amid a broader Trump-era push to rein in the CFPB, which a top administration official recently said should be shut down. The consumer bureau did not immediately respond to a request for comment. The Bank Policy Institute, Kentucky Bankers Association and Forcht Bank welcomed the judge's order in a statement. The decision "ensures banks won’t be forced to invest time and resources preparing for a rule that is currently being rewritten," they said. The rule, finalized last year under Democratic President Joe Biden, would allow consumers at no cost to more easily access and share data from bank accounts, credit cards, mobile wallets, payment apps and other financial products. “The plaintiffs and their members are being compelled to incur expenses that would be unrecoverable and unnecessary,” Reeves wrote. He said the plaintiffs were likely to succeed on the merits of their lawsuit. The injunction will remain in effect until the agency completes its reconsideration, the judge said. Reporting by Mike Scarcella; Editing by David Gregorio

**Countries:** United States

[Read the full story on Reuters](https://www.reuters.com/sustainability/boards-policy-regulation/us-judge-blocks-consumer-agencys-open-banking-rules-now-2025-10-29/)

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