# 擁有約 7000 萬客戶、遍及 40 個市場的 Revolut，正將目光投向利潤豐厚的美國市場。

*fintech · news · 2026-03-05 · The Star*

## Key points

- Revolut 已正式申請美國銀行執照，以擴展其美國業務。
- Revolut 未來三到五年將在美國投資 5 億美元。
- 前 Visa 高管 Cetin Duransoy 被任命為 Revolut 新任美國執行長。
- Revolut 在英國的銀行因規模問題目前受到監管限制。

NEW ⁠YORK, March 5 (Reuters) - Britain's Revolut applied for a U.S. bank charterand appointed former Visa ⁠executive Cetin Duransoy as its new CEO for the United States, the fintech company ‌announced on Thursday. Revolut, which has about 70 million clients in 40 markets, is setting its sights on the lucrative U.S. market. If its applications are approved by the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation, ​Revolutplans to broaden its U.S. business to gather deposits, make ⁠loans, issue credit cards and facilitate ⁠payments. "The United States is a key pillar of our global growth strategy," Revolut Founder and CEO Nik ⁠Storonsky ‌said in a statement. He said its presence in the U.S. will be important for the fintech to reach a goal of 100 million customers globally. Revolut is expected to invest $500 ⁠million in the U.S. over the next three to five ​years, including the capital for ‌the new bank, marketing and hiring, Sid Jajodia, the company's outgoing U.S. chief executive, said ⁠in an interview. ​Jajodia will serve as the company's global chief banking officer as Duransoy takes the helm in the U.S. The fintech, which sponsors the Audi Formula 1 team, soccer teams and music festivals, intends to look for similar opportunities ⁠in the U.S. to promote its brand. Its strategy in ​Europe and other markets has been to attract customers using it as a secondary bank account for services including payments and foreign exchange transactions, then woo them with perks like subscriptions, Jajodia said. Another so-called neobank, ⁠Brazil's Nubank, is awaiting full approval for a U.S. banking license. Spain's Santander opened a digital bank in the U.S. in 2024 and announced the acquisition of regional bank Webster Financial last month. Jajodia declined to comment on the timing of any initial public offering by Revolut, noting that there is ​capital available in private markets. The company completed a secondary share sale ⁠valuing it at $75 billion in November. Revolut's U.K. bank is operating under some restrictions in a mobilization phase ​because of its size, Jajodia said. Revolut has 12 million clients ‌in the U.K. and its global operations are carefully ​monitored by regulators, he said. Other banks that went through a similar regulatory process were much smaller, he said. (Reporting by Tatiana Bautzer and Lananh Nguyen; Editing by Tom Hogue)

**Companies:** Revolut, Nubank, Santander
**Countries:** United Kingdom, United States, Brazil, Spain

[Read the full story on The Star](https://www.thestar.com.my/tech/tech-news/2026/03/05/revolut-files-for-us-bank-charter-names-duransoy-as-us-ceo)

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