# 總部位於班加羅爾的金融科技新創公司 Oolka 在 Accel 領投的一輪融資中募得 1,400 萬美元。

*fintech · news · 2026-04-30 · The Economic Times*

## Key points

- Oolka 在由 Accel 領投、Lightspeed 和 Z47 參與的一輪融資中募得 1,400 萬美元。
- Oolka 計劃利用這筆資金擴大以 AI 為驅動的信用評分解決方案並擴展銀行合作夥伴關係。
- 該新創公司將推出新的個人理財管理套件，包括專注於儲蓄的工具，超越信用改善範疇。
- 自 2024 年成立以來，Oolka 現有六百萬用戶及每年 250 萬美元的經常性收入。
- Meesho 共同創辦人 Vidit Aatrey 和 Sanjeev Barnwal 在本輪融資中有個人投資。

Synopsis Bengaluru's Oolka, a fintech startup, secured $14 million led by Accel, with Lightspeed and Z47 also participating. The funds will bolster AI-driven creditworthiness solutions and expand bank partnerships. Oolka aims to offer comprehensive personal finance management, including savings tools, to its six million users. This marks their second significant funding round. Listen to this article in summarized format Bengaluru-based fintech startup Oolka has raised $14 million in a funding round led by Accel, with participation from existing investors Lightspeed and Z47 (Matrix Partners India). Meesho cofounders Vidit Aatrey and Sanjeev Barnwal also invested in the round in their personal capacity, the company said. The startup plans to use the funds to scale its product and engineering teams and build AI-powered solutions to help customers improve creditworthiness and access credit at better rates. It also aims to expand partnerships with banks and non-banking financial companies to offer customers a wider range of lending options. Oolka founder Utkrishta Kumar told ET the company will work on building new product stacks that can help customers with their entire personal finance requirements thereby going beyond offering credit score improvement. “We are currently looking at helping them to manage their savings and loan products better, the target is to help them save more rather than build investment products right away,” Kumar said. ET had reported on March 12 that the deal was in the works. This is the startup’s second major fundraise. In September 2025, Oolka raised $7 million from Lightspeed and Z47. With this round its total raise comes to around $21 million since inception. Founded in 2024 by Kumar, former business head at Meesho, Oolka said it has six million registered users and an annual recurring revenue of $2.5 million. “We have some features which are freely available for the consumer, for advanced features there is a paid subscription model available,” Kumar said. Oolka’s launch comes amid rising activity in the credit improvement segment, with fintech startups using AI-led models to help borrowers improve scores and access formal credit channels. (Catch all the Technology News News, and Latest News Updates on The Economic Times.) ...more

**Companies:** Oolka
**Countries:** India

[Read the full story on The Economic Times](https://economictimes.indiatimes.com/tech/funding/oolka-raises-14-million-led-by-accel/articleshow/130620781.cms)

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