# 萬事達卡已獲得紐約州金融服務部（NYDFS）頒發的 BitLicense，該牌照允許這家支付巨頭在美國最嚴格的加密貨幣監管框架之一下經營數位資產業務。

*fintech · news · 2026-05-27 · CoinDesk*

## Key points

- 萬事達卡已從紐約金融服務部獲得 BitLicense，以提供數位資產服務。
- 萬事達卡交易服務（美國）有限責任公司獲得該牌照，擴展公司區塊鏈及結算基礎建設。
- BitLicense 批准與萬事達卡今年三月以 18 億美元收購穩定幣支付公司 BVNK 的策略相符。
- 自 BitLicense 推出十年來，僅約二十多家公司獲得該牌照，凸顯萬事達卡在監管上的進展。
- 萬事達卡的策略現涵蓋穩定幣及代幣化存款等數位貨幣，並遵守嚴格的合規標準。

Mastercard has received a BitLicense from the New York State Department of Financial Services (NYDFS), giving the payments giant approval to operate digital asset activities under one of the strictest crypto regulatory frameworks in the United States. The company announced Wednesday that Mastercard Transaction Services (U.S.) LLC secured the license as part of its broader push into blockchain-based payments and settlement infrastructure. The approval comes as major financial firms deepen their involvement in stablecoins and tokenized payments, betting that blockchain networks could lower costs and speed up global money movement. “Clear regulatory frameworks play an important role in building trust and confidence as new forms of digital value move from experimentation toward practical application,” Jorn Lambert, Mastercard's chief product officer, said in a statement. New York’s BitLicense framework, introduced in 2015, requires crypto firms to meet strict standards around capital reserves, cybersecurity, compliance and consumer protection. Companies operating under the license also face ongoing regulatory oversight from NYDFS. The regime has often been criticized by crypto firms for its high compliance costs and lengthy approval process, though supporters argue it gives institutions clearer rules for operating digital asset businesses. Mastercard joins a relatively small list of firms to recently receive the license. Crypto financial services company Galaxy obtained a BitLicense earlier this month, following Strike’s approval in March, alongside two dozen other firms to receive a virtual currency license since the regime's launch a decade ago. The move aligns with Mastercard’s growing focus on stablecoin infrastructure. In March, the company agreed to acquire stablecoin payments firm BVNK for $1.8 billion, a deal analysts viewed as a sign that stablecoins are becoming part of mainstream financial infrastructure rather than remaining a niche crypto product. Stablecoins — digital tokens pegged to fiat currencies like the U.S. dollar — are increasingly used for cross-border payments, treasury operations and business-to-business settlements because blockchain transfers can settle around the clock and often faster than traditional banking rails. Mastercard said the BitLicense approval supports its strategy around digital currencies, including stablecoins and tokenized deposits, while maintaining the compliance and operational standards used across its global payments network. “As digital and traditional financial systems continue to evolve, Mastercard remains focused on advancing interoperability, reliability and trust across the payments ecosystem,” the company said.

**Companies:** Mastercard, Galaxy, Strike
**Countries:** United States

[Read the full story on CoinDesk](https://www.coindesk.com/business/2026/05/27/mastercard-secures-new-york-bitlicense-to-support-stablecoin-and-digital-payment-infrastructure)

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