# 萬事達卡正在強化其信用卡交易的穩定幣結算功能。

*fintech · news · 2026-06-03 · Decrypt*

## Key points

- 萬事達卡現已支持RLUSD、USDC、SoFiUSD及Paxos代幣等受監管穩定幣進行結算。
- 結算將可在以太坊、Solana、Base、Tempo及XRP Ledger區塊鏈上進行。
- 擴展的功能允許日內、假日及週末的信用卡結算，支持24/7經濟運作。
- 初期推出涵蓋美國及拉丁美洲合作夥伴，並計劃今年進一步擴展。

In brief Mastercard is enhancing its stablecoin settlement functionality for credit card transactions. The firm will support settlement of regulated stablecoins like Ripple's RLUSD, Circle's USDC, and SoFi's SoFiUSD. Settlements will take place across popular blockchains like Ethereum, Solana, and Base. Global finance giant Mastercard is pushing stablecoins further into the mainstream with its latest enhancement, which will offer expanded settlement capabilities of credit card transactions via regulated stablecoins like Ripple’s RLUSD and Circle’s USDC. The firm’s expansion creates options for issuers and acquirers to settle with additional intraday, holiday, and weekend card settlements, as the firm pursues a true 24/7 economy. “The next phase of stablecoin adoption is about real-world utility, especially in settlement, where timing and liquidity matter most,” said Mastercard EVP of Blockchain and Digital Assets Raj Dhamodharan, in a statement. “By introducing intraday and weekend settlement options across our global network, we’re expanding how partners manage liquidity and operate in an always-on digital economy.” The firm’s stablecoin settlement expansion piggybacks on its existing relationship with Circle and its dollar-backed stablecoin, USDC, which has already been used for settlement in select markets. Last fall, it also teamed up with Ripple and Gemini to explore the settlement of transactions on the XRP Ledger using RLUSD. In addition, the firm will support stablecoin settlement from Paxos-issued tokens like PYUSD, USDG, and USDP, and SoFiUSD, the newly launched dollar-backed token from neobank SoFi. “As demand grows for faster and more flexible movement of money, organizations are increasingly seeking infrastructure that can operate beyond traditional banking hours,” said Circle Chief Commercial Officer Kash Razzaghi in a statement. “Mastercard’s expanded settlement capabilities help meet that need, offering greater choice in how value is transferred and settled.” Settlement will be enabled on a handful of blockchains, including Ethereum, Solana, payments-focused network Tempo, the XRP Ledger, and Base, the Ethereum layer-2 network incubated by Coinbase. Transactions in the U.S. and Latin America will firstly be supported by ARQ (formerly known as DolarApp), CBW Bank, Cross River, Lead Bank and Nuvei, though Mastercard expects further expansion throughout the remainder of the year. “Mastercard’s move into on-chain settlement is a landmark validation that blockchain technology is ready for the world’s most critical payment infrastructure,” said Ripple SVP of Stablecoins Jack McDonald, in a statement. Shares in the firm have dipped around 2.6% since the opening bell on Wednesday, recently changing hands around $464.87.

**Companies:** Mastercard, Circle, Ripple, SoFi
**Countries:** United States, Latin America

[Read the full story on Decrypt](https://decrypt.co/369908/mastercard-expands-stablecoin-settlement-circle-usdc-ripple-rlusd)

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