# Revolut計劃明年推出美國銀行，提供FDIC保險帳戶及穩定幣服務。

*fintech · news · 2026-06-03 · Crypto News*

## Key points

- Revolut已申請美國國家銀行執照，目標於2025年啟動。
- 計劃中的美國銀行將提供FDIC保險帳戶，並結合穩定幣及加密貨幣交易服務。
- Revolut放棄了先前收購美國貸款機構的計劃，現改為提出新的銀行申請。
- 該公司將鎖定需要多種全球貨幣存取的企業及零售客戶。
- Revolut擬設立的美國銀行總部位於康乃狄克州斯坦福，並在紐約設有辦公室。

Revolut has announced plans to launch a U.S. bank next year, offering FDIC-insured accounts and stablecoin services as it deepens its push into American financial services. Reuters reported, citing newly appointed Revolut U.S. CEO Cetin Duransoy, that the British fintech plans to offer high-yield investment accounts, checking accounts, stablecoins, multi-currency deposits, stock trading, and crypto trading through its U.S. platform. The company does not plan to open physical branches in the United States, Reuters reported. Duransoy told the news agency that customers will instead get access to ATM networks. Revolut targets U.S. banking charter Revolut filed an application for a U.S. national bank charter with the Office of the Comptroller of the Currency in early March, according to Reuters. The filing came after the company dropped an earlier plan to buy a U.S. lender. According to the report, the proposed bank will be based in Stamford, Connecticut, with another office in New York. Duransoy told Reuters that Revolut will first focus on business and retail customers who need access to several currencies. He said those customers may need dollars, rupees, or Latin American currencies. The company’s app already supports services in more than 30 currencies, according to the report. Stablecoins sit beside traditional accounts In the U.S., Revolut plans to combine insured banking products with crypto-linked services, according to Reuters. The planned product list includes FDIC-insured checking accounts and high-yield investment accounts, while the same platform will also offer stablecoins and digital asset trading. The report places Revolut’s application within a new round of bank charter filings from firms tied to crypto and fintech. Reuters said U.S. regulators, including the OCC, have taken a more open approach toward such applications. Kraken became the first crypto-native company to receive a “skinny” master account with the Federal Reserve in March, according to the report. Reuters said the account gives Kraken direct access to core U.S. payment systems. U.S. expansion remains a key goal Revolut serves 75 million customers globally, Reuters reported. The company has about 1 million U.S. customers, many of whom first used the app while traveling or living in Europe, Latin America, or Asia, according to Duransoy. The U.S. plan follows Revolut’s long-running effort to build what it has called “the world’s first truly global bank.” Earlier this year, the company received approval to launch a fully licensed bank in the United Kingdom, according to the report. Revolut reported revenue of 4.5 billion pounds, or about $6 billion, last year, according to Reuters. The company also posted a net profit of 1.3 billion pounds, or about $1.75 billion. The privately held fintech was valued at $75 billion in its latest funding round, Reuters reported. CEO Nik Storonsky has said publicly that the company does not plan to list shares before 2028.

**Companies:** Revolut
**Countries:** United Kingdom, United States

[Read the full story on Crypto News](https://crypto.news/revolut-plans-u-s-bank-push-with-stablecoin-services-in-focus/)

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