# UnitedHealth (UNH) is down about 48% from its all-time high.

*business · news · 2026-04-17 · Seeking Alpha*

## Key points

- The final 2027 CMS Medicare Advantage rate was set at 2.48%, exceeding initial expectations.
- This rate unlocks approximately $1 billion in incremental 2027 operating profit for UnitedHealth.
- Management expects $24B+ operating earnings and a 30bps Medical Cost Ratio improvement in 2026.
- Optum Insight continues to deliver over 22% margins, supporting resilient earnings despite insurance headwinds.

**Companies:** UnitedHealth Group Incorporated
**Countries:** United States

[Read the full story on Seeking Alpha](https://seekingalpha.com/article/4891513-unitedhealth-buy-before-earnings-confirm-margin-recovery)

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