# HSBC, Natwest and Lloyds are among the lenders that will have to comply.

*business · news · 2026-04-27 · City A.M.*

## Key points

- New UK rules require banks to give 90 days’ notice before terminating customer accounts.
- Banks must provide clear written explanations for account closures to allow challenges via the Ombudsman.
- The updated regulations apply to major lenders including HSBC, Natwest, and Lloyds.
- Customers will have expanded rights and timeframes to challenge wrongful de-banking decisions.

**Companies:** HSBC, Natwest, Lloyds, JP Morgan
**Countries:** United Kingdom, United States

[Read the full story on City A.M.](https://www.cityam.com/natwest-hsbc-lloyds-face-rules-change-in-regulatory-shake-up/)

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