# Affirm latest fintech to seek U.S. bank charter in Trump era.

*fintech · news · 2026-01-23 · Seeking Alpha*

## Key points

- Affirm Holdings has formally applied for a limited U.S. bank charter.
- The application was submitted during the Trump administration's regulatory environment.
- Affirm joins other payments and crypto firms recently seeking banking licenses.
- This move positions Affirm to expand its financial product offerings under its own bank charter.

Affirm latest fintech to seek U.S. bank charter in Trump era Jan. 23, 2026 11:17 AM ETAffirm Holdings, Inc. (AFRM) StockPYPL, XRP-USD, CRCLBy : Max Gottlich, SA News Editor Comment (1) Affirm Holdings (AFRM) has submitted an application for a limited bank charter, it said on Friday, becoming the latest fintech to seek a banking license as firms ranging from payments firms to crypto platforms have pursued charters under the Trump Newsletters for Every Investor Get daily, sector-specific newsletters packed with expert insights, fresh ideas, and new opportunities. Subscribe to Newsletters

**Companies:** Affirm Holdings
**Countries:** United States

[Read the full story on Seeking Alpha](https://seekingalpha.com/news/4542107-affirm-latest-fintech-to-seek-us-bank-charter-in-trump-era)

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