# Santander has launched a range of ISAs paying 4.5% interest.

*fintech · news · 2026-04-13 · Daily Express*

## Key points

- Santander has launched ISAs with a flat 4.5% interest rate across multiple fixed terms.
- Santander offers sign-up vouchers up to £400, requiring deposits of at least £100,000.
- From April 2027, the cash ISA allowance will be restricted to £12,000, though the total remains £20,000.
- Withdrawing early from Santander's fixed-rate ISA incurs a penalty of 120 days’ interest.

**Companies:** Santander
**Countries:** United Kingdom

[Read the full story on Daily Express](https://www.express.co.uk/finance/personalfinance/2193412/santander-new-cash-isa-2026)

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