# Nigel Morris, cofounder of QED Investors, expects lending companies to tighten credit amid rising inflation and geopolitical tensions.

*fintech · news · 2026-04-03 · The Economic Times*

## Key points

- Lending firms in India are tightening underwriting due to inflation and geopolitical tensions, says QED's Morris.
- QED Investors now favors larger Series A and B investments, moving away from seed rounds in India.
- Prolonged Middle East conflict may significantly increase credit costs and reduce liquidity for Indian lenders.
- AI adoption is accelerating layoffs in sectors like call centers and investment banking, warns Morris.
- Indian fintechs face increased regulatory scrutiny, impacting companies like OneCard and Jupiter.

**Companies:** Capital One, QED Investors, CreditSights, Nubank, SoFi, Credit Karma, Klarna, Jupiter, OneCard, Upswing, Efficient Capital Labs
**Countries:** India, Israel, Iran

[Read the full story on The Economic Times](https://economictimes.indiatimes.com/tech/technology/ai-disruption-inflation-risks-could-tighten-lending-environment-qeds-nigel-morris/articleshow/129988150.cms)

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