# Most of these are generally held under Hold-to-Maturity (HTM) format, while a significant.

*fintech · news · 2026-04-08 · CNBC TV18*

## Key points

- PSU bank shares surged up to 6% following a sharp drop in government bond yields.
- India's 10-year bond yield fell by nearly 15 basis points to 6.91% on Wednesday.
- A 25 basis point rise in short-term bond yields can reduce lenders' PAT by up to 0.7%.
- A 50 basis point rise in medium-term bond yields could lower lenders' net worth by up to 0.6%.

**Companies:** State Bank of India, Union Bank of India, Bank of Maharashtra, Bank of India, Canara Bank, Bank of Baroda, Indian Bank, PNB, Punjab Sind Bank
**Countries:** India, United States

[Read the full story on CNBC TV18](https://www.cnbctv18.com/market/psu-banks-today-sbi-canara-union-indian-bob-uco-bank-share-price-bond-yields-cool-off-ceasefire-19882613.htm)

---

Canonical: https://newsio.io/n/a78f72b2-dfb5-4e80-a5b0-c239ce5122da/most-of-these-are-generally-held-under-hold-to-maturity-htm-format-while-a-signi
Summarized by Newsio from CNBC TV18. https://newsio.io/how-it-works