# LoanBuilder is a fast, flexible way to get the financing your business needs without the time-consuming application process and sluggish timeline of a traditional bank.

*fintech · news · 2026-05-07 · CNET*

## Key points

- LoanBuilder approvals and offers are available online in minutes without impacting your credit score.
- Approved funds from LoanBuilder can be deposited as soon as the next business day.
- LoanBuilder charges a single fixed fee with no hidden charges, late fees, or early payoff penalties.
- LoanBuilder allows borrowers to customize both the loan amount and repayment term before selecting an offer.
- First time borrowers can access up to $200K, repeat borrowers up to $300K, with terms from 17–52 weeks.

**Companies:** PayPal
**Countries:** United States

[Read the full story on CNET](https://www.cnet.com/paid-content/news/scale-your-small-business-with-fast-funding-via-loanbuilder/)

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