Bachatt is an AI-led savings and wealth platform for the merchant and self-employed segment.

Fintech firm Bachatt has raised $12 million, about ₹113 crore, in a funding round led by venture capital firm Accel, the company said on Tuesday. The round also saw participation from existing investors, Lightspeed and InfoEdge Ventures. “Bachatt, an AI-led savings and wealth platform for the merchant and self-employed segment, has raised $12 million in its series A funding led by Accel,” the company said in a statement. The company plans to use the fresh funds to scale up its savings solution and build new AI-led wealth and credit solutions for its growing user base which ranges from kirana shopkeepers to large merchants like jewellery shop owners, dealerships etc. Launched in May 2025, Bachatt claims to have acquired over 3 million users on its debt mutual funds led savings solution. “Over the next 12-24 months, Bachatt intends to reach a user base of 30 million,” the statement said. Bachatt provides savings solution starting at ₹100, and allows users to save conveniently in debt mutual funds of SBI, ICICI and Axis AMC. Bachatt is addressing a fundamental gap in how consumers access quality products. At Accel, we are proud to partner with founders building population-scale utilities like Bachatt,” Accel Partner Pratik Agarwal said. Published on March 31, 2026

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