# HSBC is set to introduce reductions on Friday across its residential and buy-to-let mortgage range.

*business · news · 2026-04-16 · The Mirror*

## Key points

- HSBC and TSB will both introduce mortgage rate reductions on Friday across several products.
- TSB is cutting two-year fixed purchase mortgages by up to 0.45 points but raising some other rates.
- Santander was the first major lender to cut rates since the start of the Middle East conflict.
- Moneyfacts reports 809 mortgage deals have returned since late March but availability remains below pre-Iran conflict levels.

**Companies:** HSBC, Santander, TSB, Halifax, Atom Bank, Skipton Building Society
**Countries:** United Kingdom

[Read the full story on The Mirror](https://www.mirror.co.uk/money/major-high-street-lenders-cutting-37028444)

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