# A new investment product called USVC is designed to disrupt venture capital norms.

*fintech · news · 2026-04-22 · Decrypt*

## Key points

- USVC allows U.S. retail investors to access top private tech companies for as little as $500.
- USVC bypasses accredited investor rules, opening venture capital to individuals regardless of net worth.
- The fund pools capital across three vehicles: emerging managers, company growth rounds, and secondary sales.
- USVC charges a flat 1% management fee and may allow quarterly redemptions up to 5% of the fund.
- As of March, 44% of USVC's capital was invested across seven firms, xAI being the largest holding.

**Companies:** OpenAI, AngelList, Anthropic, xAI
**Countries:** United States

[Read the full story on Decrypt](https://decrypt.co/365157/angellist-usvc-investors-exposure-openai-anthropic-xai-starting-500)

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