# PayPal, Robinhood, Public.com and 248 Ventures told CoinDesk’s Consensus Miami conference Tuesday.

*fintech · news · 2026-05-05 · CoinDesk*

## Key points

- Robinhood reported that 50% of new Q1 users were first-time investors, influencing product pacing.
- Public.com's investing interface now requires users to approve a deterministic recipe before trades execute.
- PayPal prioritizes compliance and regulatory integration before scalability when designing crypto products.
- A Public.com executive states most employees, including accountants and marketers, are now writing code.
- A Mastercard insight cited suggests traditional market research is now only 23% accurate for user behavior.

**Companies:** PayPal, Robinhood, Public.com, Bitstamp
**Countries:** United States

[Read the full story on CoinDesk](https://www.coindesk.com/business/2026/05/05/it-s-transparency-not-tech-alone-that-drives-crypto-adoption-panelists-tell-consensus-miami)

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