# Gold loans share in retail credit portfolio has risen 3.8 times from 5.9% in March 2022 to 11.1% by December 2025.

*business · news · 2026-04-14 · The New Indian Express*

## Key points

- Gold loans' share in retail credit rose from 5.9% in 2022 to 11.1% by December 2025.
- Gold loans accounted for 39% of all incremental credit disbursals in the December 2025 quarter.
- Average gold loan ticket size more than doubled from ₹90,000 to ₹1.96 lakh since Q1 2022.
- Prime and above prime borrowers now make up 52% of gold loan originations, up from 43% in 2022.
- Women accounted for 39% of gold loan originations in 2025, up from 36% in 2022.

**Companies:** Muthoot, Manappuram, IIFL
**Countries:** India

[Read the full story on The New Indian Express](https://www.newindianexpress.com/business/2026/Apr/14/gold-loans-register-sharp-growth)

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