# OpenAI is partnering with Plaid Inc. to give consumers using ChatGPT personalized financial advice.

*genai · news · 2026-05-15 · Financial Post*

## Key points

- OpenAI is partnering with Plaid to provide ChatGPT users with personalized financial advice.
- ChatGPT will gain access to user financial data via Plaid's bank account linking technology.
- Initially, ChatGPT's access to financial accounts is read-only, so users must execute transactions themselves.
- Home equity and some financial details are currently not included in Plaid's data sharing for ChatGPT.
- Over 200 million ChatGPT users have already sought budgeting and investment guidance from the platform.

**Companies:** OpenAI, Plaid Inc., Charles Schwab Corp.
**Countries:** United States

[Read the full story on Financial Post](https://financialpost.com/news/retail-marketing/e-commerce-solutions/openai-plaid-tailored-financial-guidance)

---

Canonical: https://newsio.io/n/5f8016e5-c8c5-4d5c-929d-de54dd4bd78e/openai-is-partnering-with-plaid-inc-to-give-consumers-using-chatgpt-personalized
Summarized by Newsio from Financial Post. https://newsio.io/how-it-works
