fintech / news / / Devdiscourse
India's banking sector closed the financial year 2025–26 on a strong note.
India's non-food credit growth surged to 15.9% in FY26, up from 10.9% last year.
KEY POINTS
- Micro and small enterprises credit grew by 33.1%, nearly 3.7 times higher than last year.
- Services sector led credit expansion at 19% growth, with NBFCs and real estate as key drivers.
- Total outstanding bank credit reached a record ₹212.9 lakh crore as of March 2026.
- Personal loans accounted for 33% of total credit, growing by 16.2% in FY26.
COMPANIES
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