# Upstart plans to apply for bank charter, shares up.

*fintech · news · 2026-03-10 · Seeking Alpha*

## Key points

- Upstart Holdings plans to apply for a national bank charter in the U.S.
- This move would allow Upstart to operate as a full-fledged national bank.
- Upstart joins other fintechs like Revolut and Zero Hash in seeking bank charters.
- Upstart shares rose following the announcement of its intention to seek a charter.

Upstart plans to apply for bank charter, shares up Mar. 10, 2026 4:29 PM ETUpstart Holdings, Inc. (UPST) StockPAYO, REVOLUTBy : Mary Christine Joy, SA News Editor Comments Upstart Holdings (UPST) on Tuesday announced plans to apply for a national bank charter, becoming the latest fintech to seek permission to operate as a national bank. UK fintech Revolut (REVOLUT), digital asset firm Zero Hash, and Newsletters for Every Investor Get daily, sector-specific newsletters packed with expert insights, fresh ideas, and new opportunities. Subscribe to Newsletters

**Countries:** UK

[Read the full story on Seeking Alpha](https://seekingalpha.com/news/4562897-upstart-plans-to-apply-for-bank-charter-shares-up)

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