# Kolin Whitley, a key figure behind VAMP, joins QuickRefund to help merchants navigate the system he helped build.

*fintech · news · 2026-04-08 · The Manila Times*

## Key points

- Kolin Whitley, a key architect of VAMP, has joined QuickRefund as Chief Risk Intelligence Officer.
- Visa's Acquirer Monitoring Program now ties combined fraud and dispute ratios directly to account viability.
- QuickRefund uniquely intervenes after authorization but before disputes, aiming to prevent network escalation.
- QuickRefund charges merchants based on successful outcomes rather than activity volume.

**Companies:** Visa, QuickRefund, Experian, TransUnion, PayPal, Moneris, Citi
**Countries:** United States

[Read the full story on The Manila Times](https://www.manilatimes.net/2026/04/08/tmt-newswire/globenewswire/former-visa-executive-behind-vamp-joins-quickrefund-as-chief-risk-intelligence-officer/2316271)

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