# The moves affect Barclays, HSBC, Lloyds Bank, NatWest and Santander.

*fintech · news · 2026-05-03 · Birmingham Live*

## Key points

- Barclays, HSBC, Lloyds, NatWest, and Santander have reduced selected fixed mortgage rates recently.
- The Moneyfacts Average Mortgage Rate had its largest monthly increase since July 2023, rising 0.82%.
- Average 10-year fixed mortgage rates exceeded 6% in April for the first time since July 2024.
- Economists now expect the Bank of England base rate to remain unchanged until at least 2027.
- Unrest in the Middle East and disrupted supply chains are now driving recent UK mortgage rate hikes.

**Companies:** HSBC, Lloyds Bank, Barclays, NatWest, Santander
**Countries:** United Kingdom

[Read the full story on Birmingham Live](https://www.birminghammail.co.uk/news/cost-of-living/natwest-santander-barclays-hsbc-lloyds-33842734)

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