# US and UK lenders able to expand balance sheets far more than European and Swiss counterparts.

*business · news · 2026-05-26 · The Banker*

## Key points

- Goldman Sachs freed up more capital than any US or European rival after 2025 deregulation.
- Goldman Sachs raised total assets by 8% to $1.95tn in Q1 2025 after lowering core equity Tier 1 capital.
- The eight largest US banks can now grow balance sheets by $2.5tn or 15%, Alvarez & Marsal found.
- US banks gained wholesale banking market share in 2025 and Q1 2026 at European banks' expense.
- Switzerland plans stricter 'too big to fail' reforms for UBS, while the US and UK move to deregulatory policies.

**Companies:** Goldman Sachs, Bank of America, JPMorgan, Citigroup, Wells Fargo, Morgan Stanley, State Street, BNY, HSBC, Standard Chartered, Barclays
**Countries:** United States, United Kingdom, Switzerland

[Read the full story on The Banker](https://www.thebanker.com/content/be0333f8-559f-415d-bac8-6f6816de2afa)

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