# The SMSF sector held A$1.06 trillion in assets across roughly 1.22 million members as at December 2025.

*fintech · news · 2026-05-19 · The Manila Times*

## Key points

- SMSF allocations to cash and term deposits have dropped to a record low of 16.3%.
- TermPlus offers fixed spreads above the RBA cash rate, currently targeting up to 8.50% p.a. for five years.
- TermPlus provides SMSFs access to over 4,500 global private credit loans, mainly in the US and Europe.
- The TermPlus portfolio is constructed with input from Mercer, enhancing portfolio oversight and credibility.
- TermPlus recently became a finalist in several major Australian fintech and fund manager awards for 2026.

**Companies:** Pengana Capital Group
**Countries:** Australia, United States, Western Europe

[Read the full story on The Manila Times](https://www.manilatimes.net/2026/05/20/tmt-newswire/globenewswire/termplus-fixed-term-accounts-offer-up-to-850-per-annum-five-year-target-rate-for-smsf-trustees-australias-smsf-sector-now-holds-a106-trillion-across-663867-funds/2347735)

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