fintech / news / / TechBullion
Three years ago the question about U.S. stablecoins was whether they would survive at all.
The GENIUS Act of July 2025 required dollar stablecoins to be fully backed by cash and Treasuries.
KEY POINTS
- By January 2026, U.S.-accessible stablecoins have $213 billion in supply, with 87% reserves in T-bills.
- Bank-issued tokenised deposits, led by JPMorgan and Citi, have become a significant new market segment.
- Stablecoin reserves now account for 3.4% of the entire U.S. Treasury bill market.
- The OCC’s 2025 guidance allows nationally chartered banks to use distributed ledger infrastructure without separate filings.
COMPANIES
Summarized by Newsio from TechBullion. How we summarize →