# UnitedHealth (NYSE:UNH) shares are climbing nearly 7% in after-hours trading, while Humana is rallying close to 12%.

*business · news · 2026-04-07 · Markets Insider*

## Key points

- CMS finalized a 2.48% average payment rate increase for Medicare Advantage plans for 2027.
- The final rate is significantly higher than the earlier proposal, easing margin concerns for insurers.
- CMS chose not to update the risk adjustment model, postponing stricter reimbursement changes.
- Every 50 basis point margin improvement in Medicare Advantage could boost UnitedHealth and Humana earnings by 3-5%.

**Companies:** UnitedHealth, Humana
**Countries:** United States

[Read the full story on Markets Insider](https://markets.businessinsider.com/news/stocks/unitedhealth-unh-or-humana-hum-which-stock-is-the-better-buy-after-cms-surprise-rate-hike-1035998046)

---

Canonical: https://newsio.io/n/0d6e08e0-efb9-428a-81f2-5fa869ef4726/unitedhealth-nyseunh-shares-are-climbing-nearly-7-in-after-hours-trading-while-h
Summarized by Newsio from Markets Insider. https://newsio.io/how-it-works