Indian fintech secured $2.82 billion across 134 deals in 2025 till the first week of December.

Indian fintech funding demonstrated resilience in 2025, maintaining steady levels despite global volatility and regulatory challenges that made investors increasingly selective in their capital deployment strategies. Overall Funding Performance Indian fintech secured $2.82 billion across 134 deals in 2025 till the first week of December, showing marginal growth from $2.51 billion across 163 deals in 2024, according to Venture Intelligence data. While capital availability remained consistent, investors concentrated their investments around proven business models, leaving several segments with reduced funding access. Metric 2025 YTD 2024 Change Total Funding $2.82 billion $2.51 billion +12.35% Number of Deals 134 163 -17.79% Wealthtech Emerges as Clear Winner Wealthtech recorded the most dramatic growth trajectory, with funding jumping to $547 million in 2025 from $153 million in 2024. This surge reflected sustained systematic investment plan inflows, rising demat account additions, and expanding mutual fund assets under management that translated into visible revenues for wealth platforms. Wealthtech Metrics 2025 YTD 2024 Growth Funding Amount $547 million $153 million +257.52% Platforms such as Neo Wealth, Dezerv, and Sahi raised growth-stage funding during this period. Groww, one of India's largest wealth platforms, went public and raised ₹6,600.00 crore, marking a significant milestone for the sector. Lending Sector Undergoes Strategic Pivot Lending remained the largest fintech segment by capital deployed but experienced a notable decline and strategic shift. Overall lending funding fell to $752 million across 53 deals in 2025, down from $1.53 billion across 69 deals in 2024. Lending Segment 2025 YTD 2024 Change Funding Amount $752 million $1.53 billion -50.85% Number of Deals 53 69 -23.19% Regulatory tightening in unsecured credit and deteriorating collection trends pushed investors toward secured models. Housing and MSME lending emerged as preferred themes, with companies like Credit Wise Capital, Saarthi Finance, LoanTap, and CredRight raising MSME-focused capital. Ummeed Housing Finance and Weaver Services attracted interest in housing finance. Unsecured lenders adapted by exploring public markets, with players such as KreditBee, Credila, Aye Finance, Fibe, and MoneyView filing for IPOs. Some unsecured lenders diversified their offerings, with Kissht entering loan-against-property and Fibe expanding into impact lending. Payments Sector Shows Mixed Results Payments attracted the largest single share of funding at $1.06 billion across 22 deals, though this figure was significantly influenced by PhonePe's $600 million funding round led by General Atlantic. Beyond established platforms, pure-play payments infrastructure companies faced challenges attracting capital as investors prioritized profitability. Payments Funding Details Total Funding $1.06 billion Number of Deals 22 Major Round PhonePe - $600 million Lead Investor General Atlantic Companies combining UPI with lending products, particularly credit cards, generated strong investor interest. Banking technology modernization created demand for core banking software, cybersecurity, payments infrastructure, and compliance tools. Zeta raised $50 million in a Series D round, focusing on technologies with measurable impact on bank economics. Emerging Investment Themes Investors are tracking newer models adjacent to core lending and wealth management, particularly in personal finance and credit advisory. AI-led financial advice represents an emerging investment theme, with focus on building deeply personalized financial advisory platforms. Credit score improvement and financial wellness applications are gaining attention as stress in unsecured lending drives borrowers toward more active credit management. Industry experts expect consolidation to accelerate as capital availability tightens, potentially reshaping the fintech landscape over the next two to three years. We’re building Scanx - to help you express your trading & investing idea, to help you analyse the markets better. Stock Markets are the true indicator of the growth of any country's economy. We are bullish on India, we are bullish on India's prospects to be one of largest economies of the world. We believe that Stock Markets provide an unique opportunity for all Indians to participate in the growth story of India. We are enabling the same for Indians. As financial services are becoming more accessible, there is now a large set of Indians today who are financially aware and literate. They value time and seek high quality products & services. Most screening, trading, investing platforms available today are more or less similar to each other, and they have not evolved with time. While both traders & investors have gotten smart about how they make money and build wealth, as users they have continued to use the same products, features, and platforms that were available for years with little or no innovation. We plan to change that - a technology-led platform built for super traders and long term investors.

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