# Santander has introduced a selection of ISAs offering 4.5% interest.

*fintech · news · 2026-04-10 · Daily Express*

## Key points

- Santander has launched ISAs with a flat 4.5% interest across multiple fixed terms.
- From April 2027, the cash ISA deposit cap will be reduced to £12,000, though the total allowance remains £20,000.
- Santander offers sign-up vouchers up to £400, requiring a minimum deposit of £100,000.
- Withdrawals from Santander's fixed-rate ISAs require account closure and incur a 120-day interest penalty.

**Companies:** Santander
**Countries:** United Kingdom

[Read the full story on Daily Express](https://www.express.co.uk/finance/personalfinance/2192389/eye-catching-santander-account-pays-4-5pc-interest-400-bonus)

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