# The bank has launched a competitive new ISA account, offering a 4.5% interest rate.

*fintech · news · 2026-04-11 · Birmingham Live*

## Key points

- Santander has launched a new ISA account offering a flat 4.5% interest rate.
- The 4.5% rate applies to one, two, three, and five-year fixed terms.
- Customers depositing £100,000 receive a £400 voucher, while £10,000 deposits earn a £50 voucher.
- Early account closure incurs a penalty charge equivalent to 120 days’ interest.

**Companies:** Santander
**Countries:** United Kingdom

[Read the full story on Birmingham Live](https://www.birminghammail.co.uk/news/money/santander-paying-450-bonus-customers-33744398)

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